20 Center Lane, Key Largo, FL 33037

$2,785,000 — Active

Property Features

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Boater’s Dream Home in Stillwater! Stunning newer construction turn-key, smart waterfront estate offers 4 bedrooms, 3 full baths, 1 half bath, complete with a heated in-ground pool AND elevator. Built in 2015 and completely revamped in 2021, this home is crafted for the ultimate coastal lifestyle. Features a 55-ft finished dock with direct Blackwater Sound access, 18,000 lb boat lift, & 2 jet ski docks. The entire 3rd floor is dedicated to a luxurious primary suite with a spa-inspired bath, oversized walk-in closet, & private retreat. Walk up to your massive rooftop playground built to make fantasies come true! The fully pavered ground floor is built for entertaining, featuring a half bath, DC motor fans, ice maker, & built-in sound system. The main living level boasts soaring ceilings with floor-to-ceiling impact sliding doors, tinted windows, & electric shades. Enjoy an open gourmet kitchen with quartzite/marble countertops, stainless appliances, designer lighting, a dry bar with a wine cooler, plus a 2nd-floor primary suite, 2 additional bedrooms, 2 full baths, & a washer/dryer. Enjoy stunning views from oversized balconies on each living floor, plus a rooftop deck for sunset dining. Highlights include 2-zone A/C, exterior insect-defense blue lights, and low insurance at only $7,000 annually. Located at MM 105—just one hour from Miami! Can be sold fully furnished! Call listing agent today! Right over the bridge which makes an easy weekend drive from Miami & Lauderdale.

Property Details

  • Listing ID: A12107539
  • Status: Active
  • Listing Date: 2026-10-19
  • Property Type: Single Family Residence
  • Subdivision: STILLWRIGHT POINT NO 2
  • County: Monroe
  • MLS Area: 5940 - Other Florida County
  • Bedrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Living Area Sq Ft: 3,018
  • Year Built: 2015

Financial

  • List Price: $2,785,000
  • HOA Fee: None
  • Taxes: $17,968/yr

Features & Amenities

  • View: Bay, Ocean
  • Furnished: Negotiable
  • Pets Allowed: Yes
  • Parking: Attached Carport, Covered, RV Access/Parking, Carport, Boat
  • Cooling: Central Air, Ceiling Fan(s), Electric, Paddle Fan(s)
  • Heating: Central, Electric
  • Flooring: Other, Tile
  • Construction: CBS
  • Roof: Concrete
  • Interior Features: Built-in Features, Elevator, Kitchen Island, Other, Walk-In Closet(s), Bedroom Layout - Split
  • Exterior Features: Lighting, Outdoor Shower, Balcony
  • Community Amenities: Boating, None

Courtesy of Keller Williams Capital Realty
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© 2026 Starfish Real Estate. Listing data is derived from the Broker Reciprocity Program of the Realtor Association of Indian River County (RAIRC) and BeachsMLS. Properties listed by brokers other than Starfish Real Estate are identified with the applicable MLS logo and include the listing broker's name. Not all properties available through either MLS may be displayed. All MLS data is the copyrighted property of the respective MLS and its participants. Data is deemed reliable but is not guaranteed accurate and should be independently verified prior to entering into any transaction.