3544 Ruby Avenue, St. James City, FL 33956

$1,224,000 — Active

Property Features

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Welcome to your own private slice of paradise on Pine Island! This exceptional waterfront retreat offers a true Florida Keys feel, with tropical surroundings, INTERSECTING CANALS, & 189 ft of waterfront creating the perfect setting for the ultimate coastal lifestyle. Situated on a peaceful cul-de-sac corner lot, this 4-bed, 3-bath home combines comfort, privacy, and effortless indoor-outdoor living. Step outside to a private resort-style oasis featuring a heated salt system pool, spa, firepit, hammock, and your own sandy beach area. Boaters will love the covered dock, boat lift & fillet station, with quick access to open water. The kitchen features custom cabinetry, Corian countertops, SS appliances, a wine fridge, & ample space for gathering. The main suite offers peaceful water views, while the versitile lower-level guest/in-law suite provides privacy & includes its own kitchen & laundry. Whether you're enjoying coffee by the water, relaxing poolside, entertaining friends, or heading out for a day on the Gulf, every day feels like a vacation. Experience the laid-back charm of SJC with the unmistakealbe feel of the Florida Keys right at home. This home on the vacation rental market, offers an attractive opportunity for those looking for a personal island retreat with income potential. In high demand throughout the year, making it an excellent choice for a vacation-home buyer, investment property, or those seeking flexibility to enjoy the home while generating rental income.

Property Details

  • Listing ID: A12111574
  • Status: Active
  • Listing Date: 2026-09-14
  • Property Type: Single Family Residence
  • Subdivision: BAYVIEW ACRES
  • County: Lee
  • MLS Area: 5940 - Other Florida County
  • Bedrooms: 4
  • Full Bathrooms: 3
  • Living Area Sq Ft: N/A
  • Year Built: 1993

Financial

  • List Price: $1,224,000
  • HOA Fee: None
  • Taxes: $15,418/yr

Features & Amenities

  • View: Water, Canal
  • Parking: Covered, Golf Cart Garage, Garage Door Opener
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Heating: Central, Electric
  • Flooring: Ceramic Tile, Wood
  • Construction: Block
  • Roof: Metal
  • Interior Features: Walk-In Closet(s), Bedroom Layout - Split, Storage
  • Exterior Features: Lighting

Courtesy of Charles Rutenberg Realty FTL
Contact Starfish Real Estate to schedule an appointment or call .

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© 2026 Starfish Real Estate. Listings updated Nov 8, 2026 5:00 am. Listing data is derived from the Broker Reciprocity Program of the Realtor Association of Indian River County (RAIRC) and BeachsMLS. Properties listed by brokers other than Starfish Real Estate are identified with the applicable MLS logo and include the listing broker's name. Not all properties available through either MLS may be displayed. All MLS data is the copyrighted property of the respective MLS and its participants. Data is deemed reliable but is not guaranteed accurate and should be independently verified prior to entering into any transaction.