785 PENNFIELD Terrace, Stuart, FL 34997

$1,099,000 — Active

Property Features

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Built in 2021, this beautifully appointed 3-bedroom, 2.5-bathroom residence with a private study and 3-car garage offers the perfect blend of modern design, privacy, and effortless Florida living. Ideally situated on a premium corner homesite at the end of a quiet cul-de-sac within the gated community of Banyan Bay, this exceptional home showcases picturesque lake and preserve views with no rear neighbors. Step inside to discover soaring ceilings, oversized high-gloss porcelain tile flooring, and a bright, open-concept floor plan designed for both everyday living and entertaining. The spacious great room flows seamlessly into the gourmet kitchen, complete with stainless steel appliances, white quartz countertops, modern cabinetry, and generous prep space. The private owner's suite offers a relaxing retreat with a tray ceiling, spa-inspired bathroom, soaking tub, walk-in shower, and beautifully appointed cabinetry. Hunter Douglas window treatments and plantation shutters throughout add an additional touch of sophistication. Enjoy the best of outdoor Florida living from the oversized, covered lanai, where expansive lake and preserve views create a peaceful backdrop and exceptional privacy. The spacious backyard offers ample room for design and build your dream custom pool and spa, creating the ultimate private outdoor oasis. This desirable corner homesite combines the benefits of cul-de-sac living, scenic surroundings, and the opportunity to create your ideal Florida lifestyle. Banyan Bay residents enjoy a low-maintenance lifestyle with lawn care, irrigation, quarterly pest control, and fertilization included. Community amenities feature private St. Lucie River access, a fishing dock, kayak and paddleboard launch, rinse station, and waterfront gazebo. The clubhouse offers a fitness center, resort-style pool, activity room, and catering kitchen for social gatherings and community events.

Property Details

  • Listing ID: B26094395
  • Status: Active
  • Listing Date: 2026-10-30
  • Property Type: Single Family Residence
  • Subdivision: BANYAN BAY PUD PHASE 2A & 2B
  • County: Martin
  • MLS Area: 6070 - Stuart - South of Indian St
  • Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Living Area Sq Ft: 2,668
  • Year Built: 2021

Financial

  • List Price: $1,099,000
  • HOA Fee: $325/mo
  • Taxes: $10,652/yr

Features & Amenities

  • View: Lake
  • Furnished: Unfurnished
  • Pets Allowed: Yes, Number Limit
  • Parking: Driveway, Garage Door Opener, Garage, Attached Garage, Attached
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Heating: Central
  • Flooring: Carpet, Tile, Wood
  • Construction: Concrete, Stucco
  • Roof: Concrete, Tile
  • Interior Features: Built-in Features, Entrance Foyer, High Ceilings, Kitchen Island, Pantry, Walk-In Closet(s), Bedroom
  • Community Amenities: Clubhouse, Pool, Community Room, Sidewalks, Street Lights

Courtesy of The Agency Florida LLC
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© 2026 Starfish Real Estate. Listings updated Nov 9, 2026 5:00 am. Listing data is derived from the Broker Reciprocity Program of the Realtor Association of Indian River County (RAIRC) and BeachsMLS. Properties listed by brokers other than Starfish Real Estate are identified with the applicable MLS logo and include the listing broker's name. Not all properties available through either MLS may be displayed. All MLS data is the copyrighted property of the respective MLS and its participants. Data is deemed reliable but is not guaranteed accurate and should be independently verified prior to entering into any transaction.